Prognosis Consulting/ Services/ Hospice Cap Liability & Eligibility Audit
Pillar II · Hospice Specialty

Most hospices don't
see cap exposure
coming.

A hospice exceeding its aggregate cap owes CMS retroactively — everything billed over the limit, per beneficiary. On a 50-patient hospice, a $25,000 overage per patient is $1.25 million. The Medicare Cost Report doesn't reveal it until months after the cap year ends.

$3,500–$5,000
BAA Executed
PHI Processed Locally
Consulting Engagement
FY 2026 Cap Mechanics — Sample Exposure
FY 2026 Cap per Beneficiary
$35,361
CMS published limit
Sample Census
50
Active beneficiaries
Average Billed per Patient
$38,100
Over cap by $2,739
Aggregate Exposure
$136K
Retroactive to cap year
⚠ Cap Overage Calculation
$38,100 avg billed – $35,361 cap = $2,739 overage/patient
$2,739 × 50 patients = $136,950 owed to CMS
Retroactive to cap year-end · Not visible until Cost Report
Separate Risk · 20% Inpatient Cap
The inpatient cap — limiting GIP and respite days to 20% of total patient days — is calculated separately and trips up agencies with IPUs. Both caps require independent monitoring.
Why This Happens

The cap math is
non-intuitive.

The hospice aggregate cap is calculated at the Medicare Administrative Contractor level against a rolling 12-month cap year, not a calendar year. Most hospice administrators don't know which cap year they're in, what their current reimbursement-to-cap ratio looks like, or where the inpatient 20% exposure sits. They find out when the Cost Report settles.

The eligibility side of the equation compounds the problem. Weak CTI narratives, untimely face-to-face attestations, and Addendum delivery failures don't just create ADR exposure — they can turn a technically within-cap situation into a retroactive denial situation where previously paid claims are recouped regardless of cap status.

01
Cap Year vs. Calendar Year

The hospice cap year runs November 1 through October 31 — not January through December. Most hospice administrators track revenue against a calendar year and never see the cap exposure accumulating in the actual measurement period.

02
Lagged Cost Report Visibility

The Medicare Cost Report that reveals cap exposure is typically settled 12–18 months after the cap year ends. A hospice that exceeded the cap in October 2025 may not receive a demand letter until mid-2027 — after the money has been spent.

03
Two Separate Cap Calculations

The aggregate cap and the 20% inpatient cap (limiting GIP and respite days) are calculated independently. A hospice with an inpatient unit can be within the aggregate cap but over the inpatient cap — and owe money on both simultaneously.

04
Eligibility Weaknesses Compound the Risk

A hospice that is borderline on the aggregate cap cannot afford eligibility deficiencies. Retroactive denial of previously paid claims due to weak CTI narratives or untimely F2F attestations shrinks the denominator and worsens the cap ratio simultaneously.

Scope of Work

Six components.
Both caps covered.

This engagement covers the aggregate cap, the 20% inpatient cap, eligibility documentation, F2F attestation, GIP level-of-care patterns, and Addendum delivery compliance — in a single fixed-fee engagement.

02
Eligibility Audit

15-Chart CTI Narrative Review

Fifteen-chart review of Certifications of Terminal Illness — narrative specificity, functional decline documentation, attending physician language, and recertification timing. Each chart scored against Palmetto LCD L38655 denial criteria.

03
Regulatory Review

F2F Attestation Flexibility Review

Review of face-to-face attestation compliance under § 418.22(b)(4), including the FY 2026 flexibility provisions allowing attestation by the hospice physician or nurse practitioner. Timing compliance and documentation format reviewed for all 15 audited charts.

04
Inpatient Exposure

GIP Length-of-Stay Pattern Analysis

GIP utilization pattern review against the 20% inpatient cap. Length-of-stay distribution, attending documentation of GIP appropriateness, and transition-to-routine-home-care documentation. Identifies IPU operators at risk of inpatient cap exposure before the Cost Report settles.

05
Election Compliance

Addendum Delivery-Timing Review

Review of Addendum delivery workflow compliance — the § 418.28 requirement to provide the Addendum within 5 business days of request or upon discharge, whichever is earlier. Template review and delivery timing documentation assessed against the FY 2027 proposed-rule expansion.

06
Deliverable

Written Cap Projection & Findings

Full written report — cap projection model output, eligibility audit findings by chart, F2F compliance summary, GIP analysis, Addendum workflow assessment, and prioritized corrective actions. Structured for placement in your compliance program file or presentation to ownership.

Deliverable & Process

What you receive
and how we work.

Written Cap Projection Report

12-month aggregate cap model output documenting current exposure position, remaining cap year runway, and projected year-end exposure under current utilization patterns. Includes the inpatient cap calculation separately.

Eligibility Audit Findings — 15 Charts

Chart-by-chart findings notation for CTI narrative adequacy, F2F attestation compliance, and election statement completeness. Deficient charts flagged with the specific regulatory citation and recommended corrective language.

GIP Utilization Assessment

Written assessment of GIP length-of-stay distribution against the 20% inpatient cap. Includes documentation quality review for the GIP-to-RHC transition process — the most frequently cited inpatient cap compliance gap.

Addendum Workflow Review

Assessment of current Addendum template against the post-FY 2020 requirements and FY 2027 proposed-rule expansion. Delivery timing documentation reviewed and workflow recommendations provided.

Prioritized Corrective Action Register

Every finding tied to a specific regulatory citation, a recommended corrective action, and a suggested timeline. Formatted for integration into a compliance plan, board presentation, or response to a MAC inquiry.

Engagement Process
01
Discovery & SOW

30-minute call to confirm census, cap year position, and IPU status. SOW and BAA issued within 24 hours. Engagement clock starts on signed SOW and BAA execution.

02
Data Collection

Secure transfer of reimbursement data and the 15 selected charts. Data is processed locally — no PHI enters cloud storage. Chart selection criteria provided by us; final selection made jointly.

03
Analysis & Review

Cap projection model built, charts reviewed, GIP pattern analyzed, Addendum workflow assessed. Findings drafted and internally reviewed before delivery.

04
Report Delivery & Debrief

Full written report delivered via encrypted transfer. 60-minute debrief call included — we walk through the cap projection, eligibility findings, and corrective action priorities with your administrator and/or compliance officer.

BAA & PHI Handling
A Business Associate Agreement is executed before any data transfer. Chart data and reimbursement records are processed locally on our end and are not transmitted to or stored in any cloud environment post-engagement. All deliverables are transmitted via encrypted file transfer.
Pricing

Fixed fee.
Both caps. Full scope.

Hospice Cap Liability & Eligibility Audit
$3,500 – $5,000
fixed fee · scoped by census and IPU complexity · BAA required
  • 12-month aggregate cap projection model
  • 15-chart CTI narrative and eligibility audit
  • F2F attestation compliance review (§ 418.22(b)(4))
  • GIP length-of-stay pattern analysis
  • 20% inpatient cap exposure check
  • Addendum template and delivery-timing review
  • Written findings report with corrective action register
  • 60-minute debrief call with administrator or compliance officer
  • BAA executed before data transfer
  • PHI processed locally — no cloud storage post-engagement
Request This Engagement →
"For a hospice carrying a $136K cap overage it doesn't know about, the $5,000 engagement fee is not a meaningful cost."
The cap projection model tells you whether you have a problem and how large it is. The eligibility audit tells you whether your documentation would survive the retroactive review that follows a cap demand letter. Both answers are worth far more than the engagement fee — in either direction. If the projection shows you're within the cap with room to spare, you have a documented, defensible cap monitoring record. If it shows exposure, you have time to act.
Engagement fee is scoped based on census size and whether the hospice operates an inpatient unit. Hospices without an IPU are typically at the lower end of the range. The SOW issued after the discovery call will confirm the fixed fee before work begins.
Natural Next Engagement
Most Cap Audit clients convert to the Post-Acute Compliance Subscription ($400/month) for ongoing cap monitoring — running a projection quarterly rather than annually is the appropriate monitoring cadence for any hospice within 15% of the cap limit.
Engagement Pipeline

Where this engagement
fits in the picture.

The Cap Audit is the most analytically intensive hospice engagement we offer. It is also the most natural entry point into ongoing compliance work — because cap exposure doesn't resolve on its own, and eligibility weaknesses identified in the audit require a workflow change, not a one-time fix.

Most clients who complete a Cap Audit add either a PPEO Readiness Assessment (if they are in active PPEO) or a Compliance Subscription for ongoing monitoring. The debrief call is the natural moment to scope either engagement.

Request This Engagement

Find out where
you stand before CMS does.

The discovery call is 30 minutes. We'll confirm your cap year position, census range, and IPU status — then issue the SOW and BAA within 24 hours. The engagement fee is confirmed in the SOW before work begins.

Request a Cap Liability & Eligibility Audit

Or email hello@prognosisconsulting.com · Response within 1 business day